A Personally Designed Home Refinance Experience for  You, We Find the Perfect Solution for You.

Our process drives you through the loan refinance or purchase process from start to finish.

Disclosures

Loan Amounts from $300,000 - $548,250*
*Max loan amounts for 15-year loans $548,250
*Max loan amounts for 30-year loans $548,250
*Depending on county
15 & 30 Year Fixed - First Mortgage

Disclosed rate assumes a $300,000 rate and term refinance loan on an owner-occupied single family residence in California. Minimum 740 FICO credit score, 60% loan to value with no subordinate debt. If these factors are not met, you may still qualify and additional pricing adjustments may apply. Subject to underwriting approval. Not all applicants will qualify. Rapid One Mortgage customers with loans currently in process or have closed a loan within the last 8 months do not qualify.

Exterior view of a modern house

Understanding Your Needs

We believe the mortgage process should be simple, fast, and transparent. Our dedicated “pit crew” works with precision and speed to help customers navigate every step of their home financing journey with ease.

Ready to Take the Next Step?

Looking to get pre-approved? Our mortgage consultants will determine how much you’re pre-approved for at the onset so you can move through the refinancing process at top speed.

Apply Now

Custom Home Loans Just For You

Move at your own pace. If you need assistance, a personal mortgage consultant is ready to take the wheel at any time.

Call Us! (833) 727-4301

By clicking “Get Started” you agree to our Contact Disclosure.

Contact Disclosure

We take your privacy seriously! By clicking on the "Get Started" button, you consent, acknowledge, and agree to our Privacy Policy and Terms of Use. By choosing to proceed, you are providing express "written" consent to share your information with us and receive communication via telephone, mobile device (including SMS and MMS – charges may apply), and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal, or national Do-Not-Call (DNC) list. Consent is not required as a condition to utilize our services, and you may choose to be contacted by an individual customer care representative by calling (833) 727-4301. You are providing Express Written Consent under the Fair Credit Reporting Act for Rapid One Lending to obtain your consumer credit report from your credit profile or other information from contracted Credit Bureau(s) associated with your pre-qualification for credit inquiry.

Contact Disclosure

We take your privacy seriously! By clicking on the "Get Started" button, you consent, acknowledge, and agree to our Privacy Policy and Terms of Use. By choosing to proceed, you are providing express "written" consent to share your information with us and receive communication via telephone, mobile device (including SMS and MMS – charges may apply), and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal, or national Do-Not-Call (DNC) list. Consent is not required as a condition to utilize our services, and you may choose to be contacted by an individual customer care representative by calling (866) 772-7431. You are providing Express Written Consent under the Fair Credit Reporting Act for Rapid One Mortgage to obtain your consumer credit report from your credit profile or other information from contracted Credit Bureau(s) associated with your pre-qualification for credit inquiry.

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Have questions? Give us a call!
1-833-727-4301
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CROSS THE FINISH LINE

It does not have to be so complicated.

  • No need for perfect credit
  • Lower down payment requirements
  • Close in as little as 15 days*

* Certain restrictions apply, please read our lending disclosures.